How Partnering with an Independent Mortgage Broker Can Elevate Your Real Estate Business

In a study conducted by United Wholesale Mortgage, 90% of real estate agents who worked with an independent mortgage broker would recommend one to their buyers in the future. And with shopping season approaching, it’s important to understand the many benefits of partnering with a local mortgage broker and put those benefits into practice. Fortunately, it’s easy to find a partner in your area at

Although a home buyer can get a mortgage through a big bank or mega online lender, it often results in months of frustration as they are forced to fit into a predefined set of lead times, guidelines and product options. This is not the case with an independent mortgage broker. They are uniquely positioned to provide access to a range of loan options with lower wholesale rates and to deliver an unparalleled level of personal service.

An independent mortgage broker will assess your buyer’s financial situation and provide expert consultation while gathering the necessary documents, and work directly with the mortgage lender that best meets your buyer’s specific needs. The speed and efficiency with which many wholesale lenders move often results in loans being closed on average in 15-20 days, two to three times faster than the 45-60 day processing times typically provided by retail lenders. This leads to faster closings, happier buyers, and you get paid sooner.

Since Independent Mortgage Brokers do not commit to any one lender, they shop around and compare multiple lenders to find a tailored loan solution with the loan product and rate that matches your borrower’s particular needs. They compare lower wholesale rates from various lenders to guarantee your buyer a lower monthly payment suited to their circumstances, giving them more buying power – a big advantage over banks and retail lenders, especially as rates begin to rise this year.

You know better than anyone that customers often need you at odd times, and not just during bank hours. But independent mortgage brokers are not limited by time constraints and are ready to answer a call and go the extra mile for your homebuyer. Their hours are flexible, providing more convenience and accessibility for you and your customers. For an independent mortgage broker, they know that being available when clients need it is part of the business.

A longer-term benefit of partnering with an independent mortgage broker is the increased opportunity for business growth. When your buyers experience a smooth mortgage process, they’re more likely to refer friends and family to you as a homebuying expert. Building a strong partnership with your mortgage broker will also keep you top of mind whenever they have a client who needs a real estate agent. The mutual benefits of this unique partnership are likely to strengthen your business for years to come.

The benefits discussed here are just a few of the many reasons why you should consider partnering with an independent mortgage broker in your area. They are true advocates for your buyer and are committed to you and your interests from the start, interests that will undoubtedly lead to referrals and help grow your business. Find your partner today at

FindAmortgagebroker.compowered by UWM, is a search engine created to help you find a local independent mortgage broker you can partner with to provide a cheaper, faster and easier home buying experience. Your partner mortgage broker will offer you and your buyer a variety of loan options and approval opportunities, turnaround times well below industry standard, access to wholesale that can lead to lower payouts and a digital experience from request to close.

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